Oh well, it doesn't really matter. The news is the same.
My husband is a Financial Advisor.
That's it. The good and bad of it. Sometimes it's good, sometimes it's bad. In today's economy it's the latter.
In "Guide to Family Finance" Marvin J. Ashton says that money management should take precedence over money productivity. Did you hear that? Management should take precedence over productivity. That means that I, as a stay at home mom, have a great role to play in our financial well being. He also said that financial peace of mind is not determined by how much we make but is dependent upon how much we spend.
So I've been trying to change my ways.
Early in our marriage I said that I would rather live under the viaduct than iron dress shirts. Embarrassing. Brandon has been patient with my steep learning curve as we've said goodbye to the dry cleaner and I've become acquainted with starch and my Rowenta.
Healthy wheat bread with a short ingredient list, high in protein and fiber, is nearly $5 a loaf off the store shelf! I've taken to baking our own.
I avoid putting laundry through the dryer as often as possible, hoping to extend the life of our clothes. I try to avoid advertisements, catalogs and the mall, limiting their ability to remind me of today's latest fashions. I find I'm more content with what we've got.
"Learning how to discipline oneself and exercise constraint where money is concerned can be more important than courses in accounting." Marvin J. Ashton
Food storage, veggies from the garden, creative weekend activities . . .
What's helping you during this economic downturn?
3 comments:
Couponing, couponing, couponing!
Costco is limited to once a month, period. (and only after the coupon book for the month has arrived) Other food shopping is limited to only one trip per week, period. After going through our spending, I found our trips to the store for groceries were killing us. Having a BBQ, gotta go to the store. Going on a trip, gotta get snack food for the trip, etc. Just that change alone has cut our food spending in half! Sean's job makes him and I feel so guilty because he has to confront people who's businesses are being forclosed on. But the reality is that they didn't manage the money they had. Oh, by the way, somebody told me you don't like veggies either! I thought I was the only adult that didn't. =)
I've just decided to not feed my family. It saves us sooo much money! A natural disaster also helps curb the desire to go out & shop. Roads to my favorite stores have been washed away so no more shopping!
Basically we all need to learn the difference between need & want. I'm not so good at that but I'm trying.
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